Franz-Manno Service Corp. is a full service independent insurance agency representing multiple companies such as Travelers, New York Central, Kemper, Tower Insurance, Merchants Mutual, Adirondack, Allegany Co-op, Foremost and Progressive. A full list is available on our website. Franz-Manno writes both Commercial and Personal lines of insurance as well as Life Insurance. Please visit our website www.f-mservice.com or call for an insurance review.